Data provided by the Superintendency of Banks (SB), indicates that loan funds have reported increases year after year. Figures up to December 2008 amounted to $2,449 million, for December 2009 it was $3,013 million, and the balance in December 2010 showed an increase of 4.2%.
According to Sigloxxi.com.gt, "High liquidity or cash available for lending may vary. Many of the usable funds are quasi-liquid because they are short-term investments, or because they are quickly recoverable.
An analyst at the Association for Research and Social Studies (ASIES) Carlos Gonzalez explained that the availability is divided into two types: the first is direct, this is money that banks have in their safes, and the second is indirect, which includes bank reserves as well as cash investments in short-term securities. "
Source: sigloxxi.com
More on this topic
December 2008
Banks and financial entities, as well as some companies, will have to give account to the Superintendence of Banks next year.
The regulations include modifications to the Law that governs banks and financial groups in order for the Bank of Gualterio to be able to grand longer term loans to the banking system and to increase the participation of the financial system in the Savings Protection Fund, said the Banking Superintendent, Édgar Barquín.
February 2011
Banking liquidity is above levels seen in recent years.
The president of the Banco de Guatemala, Edgar Barquin, said the bank plans for this year an increase in bank credit of 12.2%.
"Luis Lara, manager of Industrial Bank, said credit demand of individuals and companies have recovered since October 2010 and coincides with the growth of this variable estimated at 12 percent because it is expected for the economy to recover after the effects of the global financial crisis", reports the article in Elperiodico.com.gt.
May 2012
The governments cash-strapped position is reflected by delays in payments, while it increases short-term public debt and the IMF has suspended the precautionary agreement.
"Public debt in El Salvador between March 2011 and March 2012 increased by $450 million (+4.3%) to $13,232,000.
November 2008
Fitch Ratings discusses the corporate credit environment throughout Latin America.
As can be seen in the charts on the following two pages, Latin American corporates have made tremendous improvements in their liquidity positions since the end of 2003 due to vibrant local capital markets, strong cash flow generation and significant deleveraging.
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