Honduran Banks will Access Tax Defaulters Registry

The partnership between the Executive Directorate of Revenue and the company Equifax, will mean that tax defaulters will be included in the credit bureau’s information.

Friday, June 17, 2011

This agreement will allow access by the financial system (private banks, finance companies, and cooperatives), to taxpayer’s debt information held with the Treasury.

"The measure of including tax debtors the credit bureau will help strengthen the credit analysis carried out by financial entities," said a source from the Honduran Association of Banking Institutions (AHIBA) ", according to an article in Elheraldo.hn

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TransUnion Introduces Credit Score in Honduras

May 2009

TransUnion Multinational introduced the first generic credit score to assess a credit user’s payment capacity.

"TransUnion Predictive Score” is a credit scoring model that predicts the likelihood that a customer will become delinquent (90 days or more) in their lines of credit, be it credit cards, personal, home or car loans over the next 12 months.

Equifax Acquires Credit Reporting Company

September 2011

Equifax, a company that specializes in credit history and software development, has acquired the Costa Rican company Datum.

A press release from Equifax reads:

Datum collects, synthesizes and provides consumer credit data to banks, telecommunications companies and retail and insurance businesses throughout Costa Rica. The company’s headquarters are in central San Jose.

More Credit Card Requirements in Guatemala

February 2009

Banks and transmitters of credit cards add more application requirements and reduce credit limits.

The main cause is the likelyincrease in defaults, derived from the international crisis and bad local economic situation. In 2008, credit card delinquency increased, reaching 0.46% of the total of accounts receivable.

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